Auto Loans

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Rates as low as 4.99 APR* on NEW cars
Rates as low as 5.49% APR* on USED cars
Reliable financing for new and used cars, trucks, vans and motorcycles
Pre-approval program available
Counseling program - designed to help you determine how much vehicle you can afford and which type of loan will best meet your needs. Call 410-965-8908 or 1-866-4SECPLUS (outside the Baltimore area)
Use the automatic repayment method to repay your loan and qualify for a 0.25% APR* discount
Finance a new HYBRID vehicle and qualify for a 0.50% APR* discount
Other programs designed to assist you with your purchase:
- Motor Vehicle Certification Program (MVCP)
- Enterprise Everyday Car Sales

Mortgage Loans

Competitive rates to save you money over the life of your new mortgage loan, whether it is to purchase a new home or to refinance an existing mortgage
Before you purchase, Toby Green, a Securityplus FCU Mortgage Loan Counselor, will be glad to discuss your home buying or refinancing goals with you
Toby Green will walk you through the complete process and can tell you much how you can afford based on your income and current loan payments, figure out how much cash you'll need, plus offer advice on creative ways to come up with a down payment
To begin this simple process contact Toby Green at 410-526-2692 or toby.green@securityplusfcu.org
To apply for a mortgage loan, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS

Offers you convenience, flexibility, low cost
Repayment terms extend up to 180 months
Access your funds by convenience check, by requesting a deposit to a share or checking account, or an advance via any branch
No points or application fees charged
Variable rate tied to Wall Street Journal Prime Rate, which may adjust monthly
Available for up to maximum of $200,000 or up to 85% of the appraised value of your home after deducting the balance of any existing liens
Closing costs paid on HELOCs when an advance or balance transfer of $25,000 or more is taken at settlement; if the loan is paid off or the account is closed within 90 days, closing costs must be paid back to Securityplus FCU
To apply for a Home Equity Line of Credit, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS or visit your nearest branch

Fixed rate security
Convenient, affordable repayment terms
No points or application fees charged
Receive a check at time of settlement
Available for up to maximum of $200,000 or up to 85% of the appraised value of your home after deducting the balance of any existing liens
Closing costs paid on 5-year loans of $25,000 or more and 10-year loans of $35,000 or more; if the loan is paid off or the account is closed within 90 days, closing costs must be paid back to Securityplus FCU
To apply for a Home Equity Loan, please contact our Call Center at 410-965-8908 or 1-866-4SECPLUS or visit your nearest branch

An easy-to-use personal line of credit
Maximum credit available is dependent upon your income and expenses
Once approved, simply transfer available funds to your Share account, Checking account or take advantage of our convenience check program

Competitive rates
Terms range from 60-120 months on both new and used recreation vehicles
Pre-approval program available
Use the automatic repayment method to repay your loan and qualify for an added 0.25% APR* discount

Designed for varying credit needs
May be used for a variety of purposes with terms up to 60 months
Fixed rates and terms available
Use the automatic repayment method to repay your loan and qualify for an added 0.25% APR* discount

*APR = Annual Percentage Rate